Step into enlightenment Photo Credit: Magda Ehlers Keep your rent/mortgage payment 10–15{1b90e59fe8a6c14b55fbbae1d9373c165823754d058ebf80beecafc6dee5063a} (or less) of your net income. Avoid car payments. If you decide to take on a car payment, have the cash (in your bank account) to buy the car outright. Keep your net worth positive — at all […]