Vacation Archives - Pay Per Touch

September 17, 2022

Should you purchase travel insurance for your vacation rental?

Vacation rentals booked through Airbnb and its alternatives have become popular holiday destinations for all types of travelers, from extended families staying in large beachfront homes to couples vacationing in swanky city apartments.

But what happens if these rental properties, especially ones worth millions of dollars, get damaged before you arrive or if your plans unexpectedly change, causing you to need to cancel or shorten your stay?

While the exact outcome will depend on the situation, if you purchase travel insurance, you may find you’re eligible for compensation.

So how do you know if it’s worth the investment before your next trip? TPG dug into the details to determine what standard travel insurance policies may cover you for when staying at home rentals — and when you may want to purchase some additional coverage.

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What travel insurance covers for vacation rentals

Traditional travel insurance policies offer features that will cover you and your invested travel costs, whether you’re staying at a hotel, friend’s house or rental property. Although the exact benefits for vacation rentals may vary slightly depending on the policy you choose, there are a few situations that most will cover.

Your vacation is canceled due to sickness, injury or an emergency

Many hotels offer free cancellations until two or three days before arrival so long as you book your rooms with flexible rates. However, this is rarely the case for vacation rentals, which often have strict cancellation policies requiring 30 to 60 days of advance notice to cancel without penalty. Some even go so far as to have completely nonrefundable deposits, regardless of the cancellation circumstances.

Fortunately, there’s a workaround to this conundrum if you find yourself in an unexpected situation involving your health or the health of someone close to you: trip cancellation coverage. If you have insurance with trip cancellation coverage and cannot complete your trip as planned due to select health-related issues, you’ll be able to recoup up to 100{1b90e59fe8a6c14b55fbbae1d9373c165823754d058ebf80beecafc6dee5063a} of your nonrefundable costs.

While the exact cases that are eligible for complete reimbursement vary by policy, know that many pertaining to health are covered. For example, World Nomads‘ trip cancellation insurance policy will cover you in the event you need to cancel your vacation, including any stays at home rentals, due to illness, injury or a death in the family.

You have to cut your vacation short due to a medical reason or natural disaster

In addition to helping you out when you need to cancel your entire vacation, insurance can reimburse you for early departure fees when you find yourself needing to cut your vacation rental stay short. Know, though, that you’ll need to have a policy offering trip interruption protection to be eligible for this perk.

Covered reasons for ending your stay early will vary from plan to plan, but typically, policyholders can expect reimbursement due to health-related issues and natural disasters like hurricanes, wildfires and blizzards. For instance, IMG’s travel insurance covers sickness, injury and natural disaster evacuations when cutting vacation rental stays short.

You cannot stay at the rental due to it being uninhabitable

If you book a vacation rental that is not fit for human habitation, then the booking company or owner should refund all your costs. However, there are rare occasions when this does not happen, so it’s important to have travel insurance as a backup.

To qualify for reimbursement from your travel insurance provider due to uninhabitable conditions, you’ll need to read the fine print of your chosen policy. Allianz, for example, defines uninhabitable as “a natural disaster, fire, flood, burglary or vandalism that has caused enough damage (including extended loss of power, gas or water) to make a reasonable person find their home or destination inaccessible or unfit for use.”

Other situations, such as having an unpleasant or dirty vacation rental, would not be enough to trigger this coverage.

Should you have to find another property or cancel your trip completely due to uninhabitable conditions at your original rental, your travel insurance plan will cover the added costs you incur.

Related: 13 mistakes to avoid on your next vacation home rental

What travel insurance won’t cover for vacation rentals

As you may expect, there are some situations when travel insurance won’t cover extra expenses related to stays at rental properties. To have a solid understanding of what to expect, be sure to read the fine print of any insurance product you choose. Only circumstances listed in the policy will be covered. The following are two key reasons why you wouldn’t be covered.

You accidentally damage the property during a typical stay

Most travel insurance policies will not cover the costs of damage you incur at a rental property, even if it was done by accident. As a result, you must pay for a replacement or repair to any item you accidentally break or damage, such as a work of art, a garage door or wine glasses. Depending on the item in question, this can quickly add up.

If you have a homeowners or renters insurance policy, know that it may include protection beyond regular limits called “umbrella” coverage, which can help cover damage caused at a rental property. Keep in mind, though, that you’ll have to pay your deductible first. Additionally, your home insurance rate may rise if you submit a claim for vacation rental damage.

Should you wish to stick with travel insurance, you may be able to add extra vacation rental coverage to a traditional policy to assist with accidental damage. Faye’s travel insurance, for example, has an add-on feature that offers “coverage if you unintentionally damage the vacation rental property you’re staying in or its contents, while in-trip.” It costs about 10{1b90e59fe8a6c14b55fbbae1d9373c165823754d058ebf80beecafc6dee5063a} of what you’ll spend on the main policy itself.

You damage the property while hosting a party

Across the board, travel insurance policies are much more strict about damage caused during parties. If you host an unapproved party or event at a rental property and damage any part of the rental, you will be responsible for covering costs associated with repairs and replacements.

Even approved events are not entirely off the hook for any damage caused to the property. Should you decide to use a vacation rental for an approved event like a wedding or family reunion, expect the booking company or owner to require you to purchase an event-specific insurance policy that covers guest liability, home damage and other items that may be specific to the location.

Related: 6 truths and myths about ‘cancel for any reason’ travel insurance

Bottom line

Home rentals can be a great lodging solution when you’re on vacation, especially if you’re traveling with family or friends. However, the high cost of some vacation properties and the cancellation policies often in place mean you should probably purchase some kind of travel insurance to protect your investment.

Typical travel insurance policies will offer coverage for your vacation rental costs should your trip be canceled or delayed for events covered under the policy, but you may be on the hook for other scenarios. As a result, it’s vital you pay careful attention to your policy’s terms. Doing so will ensure you know what to expect should you face an unexpected situation while enjoying your temporary home away from home.

July 13, 2022

COVID halts Matt Bove’s Italian vacation, experts say travel insurance helps

BUFFALO (WKBW) — It was supposed to be the trip of a life span. An Italian experience for 7 News Sports activities Director Matt Bove and quite a few associates of his relatives. These options were rapidly slice short.

“My thirteen working day excursion to Italy, turned into a a few day vacation to Italy, and a 10 working day quarantine,” Bove advised 7 Information Anchor Jeff Russo.

bove still.jpg — 7 Information Sports activities Director Matt Bove experienced his Italian holiday vacation sidetracked when he examined favourable for COVID-19 in Italy. He is now quarantining in a tiny resort place, with his mother Teresa, in Florence.

Early in the excursion Covid ripped by fifty percent of Matt’s vacation group. A positive exam necessary him to quarantine in Florence in a one particular-hundred sq. foot hotel home, with constrained wi-fi, and his mom.

“Bonding is a phrase you can use”, Matt said with a smile with his mother read laughing driving him. “I you should not know if it is the ideal word.” Matt’s mom Teresa playfully yelled in the background “I really don’t like it any a lot more than you do.”

“I am ready to drop it,” Matt added.

In an try to salvage matters Matt’s wife, and the relaxation of the team, continued on to Venice, while he stayed at the rear of with his mom to get well. The two desired to finish out Italy’s necessary quarantine and then fly ideal back to Buffalo. The only preserving grace in all of this. Journey insurance coverage.

“It looks like it can be likely to be really worth it”, claimed Matt. “We be expecting to get a part again.”

Renee Pilley, a Senior Journey Expert at the AAA of WNY claims travel insurance coverage has grow to be much much more common considering that the commence of the pandemic.

“I would say ninety percent of the individuals that sit down with us are most interested in getting charges and rates for insurance plan for their trip correct from the commence,” claimed Pilley.

In accordance to the US Journey Insurance coverage Association the price of journey insurance coverage is based on a few aspects.

In which you are likely.
Length of the trip
Age of the the coverage holder

In accordance to Organization Insider and the Insurance policies Agency “Square Mouth”, the common journey plan fees $248 or approximately ten percent of the full price of your excursion.

“It truly is medical based mostly insurance policies. It will go over medial injuries, sickness and loss of life”, said Pilley. “Can cover travel delay, excursion interruption, baggage hold off, and emergency clinical and dental.”

Many journey insurance policies now also protect Covid-19 associated challenges including healthcare expenditures and accommodations if you get unwell when on your excursion.

It is really a protection net for the unexpected, and just one our pal Matt, in spite of his disappointment of a dropped excursion, is pleased to have.

“I feel like this could come about to any one. It happened on our tour. There was a tour team the week prior to us that evidently had a thing identical happen.” “If you are likely to make the excursion feels like the journey insurance policy is certainly really worth it”

April 26, 2022

Yonder Travel Insurance Predicts Exotic, Expensive Beach Vacation Trends for Summer 2022

MINNEAPOLIS, April 26, 2022 /PRNewswire/ — As COVID-19 is starting off to turn out to be fewer of a threat to vacation, far more people are trying to find to fuel their wanderlust with high priced, bucket checklist-design outings for this summer months of 2022. Yonder Journey Insurance plan, a journey insurance policy comparison web page, discovered that travelers are keen to spend double the amount on journey bills in comparison to 2019 quotation information. Vacationers are also opting for unique beach front holidays, ticking off locations they’ve been dreaming about through the pandemic.

The gurus at Yonder supply perception to the summer months 2022 journey trends and how travel insurance plan can provide peace of mind amongst the “vacation chaos” that is rumored to place a wedge in some journey plans in the coming months.

55{1b90e59fe8a6c14b55fbbae1d9373c165823754d058ebf80beecafc6dee5063a} Boost in Common Trip Expense from 2019

Yonder prospects are shelling out an regular of 55{1b90e59fe8a6c14b55fbbae1d9373c165823754d058ebf80beecafc6dee5063a} far more on their outings! The normal journey charge in 2019 was $4,072.17. Now, in 2022, the typical vacation value is $9,015.86. Lots of have had time to help you save up in excess of the past pandemic-ridden a long time though journey was suspended, and even much more are seeking to acquire the vacation of a lifetime.

Unique Beach front Holidays are Favored

Places like the U.S. Virgin Islands, Turkey, Croatia, Israel, Greece, and Spain are a handful of of the sizzling places for Yonder consumers this summer season. These destinations are usually on lots of travelers’ bucket lists due to the country’s elegance and experiences it provides.

“Vacationers have an understanding of that it is really now or under no circumstances. Considering the fact that the pandemic, vacationers have been itching to take a look at the environment and now they want to make it even extra worthwhile with bigger journeys”, claims Terry Boynton, president and co-founder of Yonder.

Why Journey Insurance plan is Vital for Expensive Journeys

The increased the trip price tag, the bigger threat you deal with of losing it should really something derail your getaway plans.

“Travel coverage presents peace of intellect in regards to the ever-modifying vacation market, which is nonetheless catching up with need, “claims Boynton. “It can assistance mitigate that danger by providing reimbursement of your trip expense if you have to out of the blue cancel due to an unforeseen event. Journey coverage also stops you from losing even additional funds if your flight gets delayed or you are pressured to quarantine on your vacation.”

The experts at Yonder Journey Insurance coverage have poured over hundreds of procedures from the ideal travel insurance plan providers in the US to supply the greatest vacation insurance policies advice for how YOU travel. Operate a swift estimate and look at vacation coverage insurance policies for your future vacation making use of our instantaneous quote software. Yonder donates foods to susceptible youngsters in want with each plan marketed so you can vacation well, and do properly, when you go Yonder.

Get hold of:
Beckah Morris, Marketing Supervisor
952-358-6438
[email protected]

Source Yonder Travel Insurance coverage

March 23, 2022

Finally booking that long-delayed vacation? Travel insurance now covers COVID as well as trip cancellations

It is been a few many years considering that you have gone on a summer trip, many thanks to COVID.

Now, with pandemic-relevant travel constraints falling absent, you’re looking at a journey to California or at last taking that aspiration holiday vacation to Europe. But you are however a bit gun-shy, thanks to Omicron and its variants spreading close to the globe.

You are not on your own, according to journey coverage experts, who say would-be travellers are calling in droves forward of April 1, when tests specifications for vaccinated men and women flying again into Canada will be dropped.

“We’ve under no circumstances genuinely had anything like this, in which persons have been in essence caught in position for so prolonged. Individuals are just aching to journey again,” said Tanisha Kishan, a travel coverage expert at Ratesdotca, and chartered insurance policies experienced.

In accordance to information from Ratesdotca, the working day immediately after the federal govt announced it was dropping the remaining testing prerequisite, travel insurers observed fascination soar, with a 17 for each cent increase in the variety of quotes compared to a typical working day.

With Omicron variants however spreading, and two several years of on and off lockdowns, travellers are cautious — not just of catching COVID, but of getting their journeys cancelled, either by airways, or govt limitations, Kishan explained.

“Things can adjust genuinely rapidly, so persons would truly instead err on the aspect of caution,” explained Kishan.

The regular estimate for vacation insurance plan for a loved ones of four travelling to Mexico in the to start with quarter was $309, in accordance to Ratesdotca, even though the normal for a vacation to the U.S. was $233.

Veteran insurance coverage broker Marty Firestone mentioned lots of probable travellers are reassured to uncover out that they’re now ready to get coverage in case they get COVID although travelling, one thing that was not accessible earlier throughout the pandemic.

“You have to be fully vaccinated to be protected for COVID. That is a caveat. But getting said that, you can be covered for treatment, and all the notice and healthcare requires, which includes finding you flown back house if which is just one of the prerequisites,” stated Firestone, president of TravelSecure.

However, states Firestone, the satan is without a doubt in the particulars — not all guidelines supply the very same sum of protection. And which is specially the circumstance for guidelines bundled when you invest in your trip with your credit rating card, says Firestone.

Health-related issues — even non-COVID ones — usually conclusion up not being coated by credit history card-issued coverage procedures, Firestone claims. And you wouldn’t know that until finally effectively following you’d submitted your monthly bill.

Credit history card insurance policy really should not variety the basis of your journey insurance, no matter whether it be cancellation, health care or interruption. I loathe to say it, but you get what you fork out for,” claimed Firestone, adding that credit card travel insurance coverage is commonly underwritten — verified by the insurer — soon after a assert is created.

“They’ll underwrite it at time of declare and go ‘oh, no no. You experienced your blood force meds adjusted a 7 days ahead of you went absent. We’re not masking that coronary heart attack, you weren’t stable.’ Properly how did I know that? So it is best to order a product that is underwritten at time of software as opposed to time of declare,” stated Firestone.

A single factor that will not be included with any plan you buy, although, is if you terminate the excursion because COVID numbers at your place are increasing.

“COVID is a recognized bring about with each individual insurance company, and you are unable to cancel mainly because … you really don’t want to go to that place since their case depend is large. It 100 per cent will not be protected,” said Firestone.

Some travellers, said Firestone, are also concerned about booking a trip to Europe correct now, due to the fact of fears Russia’s invasion of Ukraine could spark a wider conflict. If it does, reserving sooner — with insurance coverage — is essentially the safer move, economically, claimed Firestone.

Countries neighbouring Russia or Ukraine, like Poland, Lithuania or even Finland, aren’t presently subject to an official vacation advisory from the governing administration of Canada. If that variations, claimed Firestone, obtaining cancellation or trip interruption coverage would be a non-starter.

“If you’re scheduling the Baltic states, you’d greater ebook it in advance of there is an advisory because otherwise you’re far too late to get protection,” said Firestone.

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February 22, 2022

How to plan a Thailand vacation on the Test & Go program

Since closing its borders in April 2020, then likely by means of different begins and stops in response to new variants of the coronavirus, Thailand has tested several packages to convey back intercontinental website visitors. To prepare for your very own excursion organizing, By The Way collected assistance from latest people and travel professionals about how to correctly shift by way of the state.

What entry requirements you need to have to know

Around the training course of the pandemic, Thailand made 3 systems for overseas tourists to enter the place: Examination & Go, Phuket Sandbox and Different Quarantine.

Santi Sawangcharoen, director of the Tourism Authority of Thailand (TAT) New York workplace, states the easiest alternative for site visitors is by way of Exam & Go — a program that permits completely vaccinated travelers from the United States to go to without having quarantining. Alternatively, the “sandbox” applications cater to folks interested in visiting unique beach locations in the country, and the Choice Quarantine software mandates a 10-day isolation period for unvaccinated travelers.

Test & Go demands vacationers to get an RT-PCR examination inside 72 hours of their departing flight to Thailand, yet again on arrival, and after extra on their fifth working day. On those people initially and fifth days of the vacation, vacationers need to stay at a government-authorised “SHA More Plus” hotel (while they do not need to have to be the exact a person), wherever they will get their PCR examination and wait around for their results in their space. On times they are not tests, vacationers are no cost to roam as they please.

Test & Go applicants have to supply proof of payment for all those nights in progress, as properly as transportation from the airport via their SHA More Furthermore resort, two PCR checks and a coronavirus-specific journey insurance plan coverage masking at minimum $50,000.

And never overlook: There is also a testing necessity in location for journey back into the United States. Anybody returning from a journey overseas have to supply evidence of a damaging coronavirus exam final result taken inside a day of their flight.

Implement for Exam & Go early to let time for processing

Guests should apply for their Thailand Move online at minimum 7 times just before their trip but can do so up to 60 times in advance. Do by yourself a favor and use as early as doable.

Jude Vargas, founder and travel curator of Pyxis Guides, suggests vacationers submit their software at the very least two months in advance. Vargas a short while ago experienced three consumers forget to apply until finally the final moment. Their apps have been denied multiple times and last but not least authorized the early morning of their flight.

Moran Velz relied greatly on her mother-in-legislation, a native Thai speaker, for aid making use of for her Exam & Go Thai Pass.

Even for Robert Sukrachand, a furniture designer who splits his time among New York and Bangkok and has traveled involving them a few instances through the pandemic, it was hard to maintain up with he Test & Go necessities. In addition to Thai authorities sites, Sukrachand turned to the Twitter account of longtime Thailand expat and vacation blogger Richard Barrow for details.

“He’s tremendous dialed in,” Sukrachand claims. “As before long as [a travel requirement change] is introduced, he has all the particulars on his Twitter account. I read through his page religiously for the very first pair of weeks right before I arrived listed here.”

Paying for the incorrect insurance policy can get you turned away

For any of Thailand’s tourism packages, travelers must acquire insurance plan with a bare minimum protection of $50,000 that incorporates the price of procedure and other professional medical bills related with a coronavirus an infection. The coverage must deal with the complete length of the traveler’s remain furthermore a minimum amount of 10 additional days in case the fifth-working day PCR take a look at returns favourable.

Buying the completely wrong insurance can get your software denied.

Meagan Drillinger, a travel author from New York Metropolis, and her boyfriend were being intended to vacation to Thailand with a friend in January. The friend’s application was denied various moments for getting the erroneous insurance policies coverage. After resolving the challenge with a new insurance policy approach, “he finished up having permitted, but then his PCR success didn’t appear back in time for his flight,” Drillinger suggests.

The tourism authority endorses the policy choices on the Thailand Go internet site. (Drillinger made use of Allianz.) Sawangcharoen states tourists who have a wellness insurance policy plan can request their provider to issue a letter of coronavirus-related protection for the period of their Thailand excursion.

Make guaranteed you get an SHA-authorised hotel, wherever you reserve

SHA Additional Furthermore, or SHA++, lodges are properties that have been certified by the Thailand Protection and Overall health Administration (SHA). These lodging have partnerships with licensed hospitals that offer coronavirus tests services for company. For the Take a look at & Go program, SHA Extra Additionally bookings have to have to include a experience from the airport to their 1st lodge, as perfectly as each PCR exams.

Sawangcharoen states these hotels should have a “SHA manager” who has a full knowing of Examination & Go methods and can help regulate a guest’s quarantine should really they exam good for the duration of their remain.

“I discover that to be the simplest [way],” he says. “You just require to make absolutely sure that the lodge is SHA Excess In addition.”

Don’t e book without the need of absolute certainty that your reservation meets Test & Go specifications. Vargas warns that a error could charge vacationers a significant amount of money of pressure at the starting of their trip or, even worse, get them sent again to their dwelling place.

You will require bodily documents for the airport

Do not head to the airport with out bodily copies of your necessary files, such as resort bookings, coronavirus assessments, an insurance plan plan and Thai Go.

“You want to have a paper copy of every thing,” Sukrachand suggests. “They will not glance at a little something on your mobile phone and be like, ‘Yeah, which is good.’”

In scenario points go awry, get to the airport early. Even with all of the essential paperwork in hand, the newlywed Velz few ran into trouble on their travel working day.

Three hrs in advance of their scheduled departure from Boston, an airline staff at check out-in claimed the few did not have the suitable paperwork for the journey. Immediately after earning a handful of phone calls to loved ones associates and inns, they convinced the agent that their paperwork were appropriate, and they were permitted to test in.

Waits for test effects may stretch 12 hours

After their lengthy-haul flight, travelers 1st go through an entry screening. Site visitors need to offer their essential files in advance of likely by Thai immigration.

“There was like 30 men and women dressed head to toe in in essence hazmat fits coming all around to independently check out every person’s documents,” Sukrachand suggests.

Dependent on their resort offer, travelers will just take their 1st essential PCR take a look at at the airport, at a companion clinic or at their hotel. A lodge agent need to be waiting for company in arrivals to consider them to their acceptable screening area.

Right after their checks, vacationers need to wait around in their resort for their success to approach. Sukrachand states his check final results came again in about six hrs. His mom’s took 11 hrs. Some travelers have noted waiting 12 hours.

Curfews curb bars — the lawful ones, in any case

For Amanda Davis, a travel designer with In the Know Ordeals, planning clients’ excursions to Thailand signifies making ready for last-minute alterations to the itinerary. But for now, she says, her bookings in the nation have all of the trappings of a pre-covid getaway: cooking classes, temples, elephant sanctuaries, and boating and ATV adventures.

“It would seem like items are getting likely once again,” claims Davis, who visited Thailand for function last October. “I am not apprehensive.”

When the Velzes arrived in Thailand, the relaxation of their excursion went smoothly. They mentioned dining establishments were being open up, avenue meals was plentiful, and spas were being again. With fewer visitors close to than normal, they felt like they had the sights to them selves. Sukrachand has felt the same way.

“It’s form of an remarkable time to go to Thailand,” Sukrachand says. “Especially the south. The beaches are way cleaner and quieter than they’ve at any time been, help you save for it’s possible 30 many years back.”

What the Velzes did pass up was the country’s renowned nightlife clubs and performances are shut down. Curfews are also in location for bars and eating places and differ based on the metropolis, whilst some corporations continue being open up covertly for buyers.

“We created friends with the cafe operator who known as us into the quotation-unquote ‘speakeasy,’” Drillinger states. “We had to be definitely peaceful, and all the shades have been drawn.”

The most notable coronavirus protocol tourists talked about is Thailand’s commitment to mask-donning. In April 2021, the region carried out a mask mandate for public locations nationwide, including outside areas.

Still, Sukrachand often encounters travelers disregarding mask principles. He understands vacationers may well discover mask-putting on frustrating, but he claims it is a signal of respect for nearby folks to adhere to match.

“Read the room all-around you,” he states. “You can make the declare that donning a mask outside is variety of preposterous at this place, but I do it because it is culturally what many others want to see.”

December 14, 2021

Will travel insurance cover you if you catch COVID abroad? What to look for in your policy to make sure your vacation is protected

SAN FRANCISCO (KGO) — The new travel restrictions announced Thursday may be just the beginning of tightened rules — not only in the United States, but other countries too. If you’re traveling in the next few weeks, especially abroad, experts say be ready for more limits, even border closures that can disrupt your trip.

So will travel insurance cover you?

This may be a time to get some insurance. There are specific COVID-19 policies that cover everything from a potential quarantine, to medical expenses to canceled tours. And with the new rule requiring a negative test result within 24 hours to come back home, experts say plan now.

RELATED: How omicron COVID-19 variant is changing holiday travel plans

Globetrotters were just beginning to come out of isolation, when the new variant brought a fresh set of travel restrictions. And experts say be ready for even more rules during the holiday travel rush ahead.

Travel insurance CEO Omar Kaywan says some countries may enact new restrictions, or even close borders if the new variant spreads.

“We are walking into the next six weeks of complete uncertainty. There’s a lot of last-minute decisions that are being made, a lot of restrictions are being put in place by many countries,” he says.

VIDEO: Travelers react to ‘stress’ of new omicron variant, possibility of new restrictions

New rules already require passengers to show a negative COVID test within 24 hours of their flight back to the U.S.

“This is something that they need to plan, and they need to start as soon as possible, wherever their destination is to book their appointments ASAP, because this is a requirement. and you will not be essentially getting on a plane coming back home, if you don’t have your proof of negative COVID-19 test,” Kaywan says.

A positive result could mean being stranded overseas in quarantine. Border restrictions may mean losing money for tours, lodging and transportation.

However, many companies offer specific COVID-19 travel insurance.

If you’re going overseas, check for policies that cover:

Expenses in case you are quarantined

Medical coverage if you get sick from COVID

Cancelations for lodging, tours transportation and airfare

Finally, look for policies that let you cancel for any reason, such as not wanting to travel during a COVID surge.

“From what we’ve seen in the last couple days people are continuing with their travel plans and they’ll see how it goes and what it’s going to end up being,” Kaywan says.

One thing that’s still to be announced: what type of rapid test will be acceptable within that 24-hour window. 7 On Your Side will keep checking so you’re ready if you’re traveling over the holidays.

Take a look at more stories and videos by Michael Finney and 7 On Your Side.

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