Defending psych comp claims a trending topic

Defending psych comp claims a trending topic

DANA Place, California — Companies who have yet to see a psych declare in their employees compensation programs are on recognize, as experts say mental-only promises and actual physical harm statements with alleged mental components are on the increase — and numerous of them warrant defense.

A trending subject matter in staff compensation, at the very least two periods a working day at the 4-working day Workers’ Compensation & Threat Meeting were being devoted to the topic, with lots of panelists heading into the legalese and nitty-gritty of sufficiently defending this sort of statements: what is expected when to depose how to job interview claimants how to investigate what’s clearly not a psych assert and pitfalls to keep away from.

The explanations these claims are rising is unclear, as panelists pointed to a variety of factors: a increase in presumptions rules for 1st responders growing criminal offense the waning stigma of psychological ailment and the documented maximize in mental disease nationwide.

The COVID-19 pandemic alone ushered in much more psych statements, in accordance to Omar Behnawa, Orange, California-based mostly taking care of partner at Laughlin, Falbo, Levy & Moresi LLP, who spoke throughout a session Wednesday. “A lot of people today are worried to go back again to operate,” he claimed.

A common denominator in lots of promises is that problems of compensability are nearly normally elevated, except if there are extenuating conditions, these as the staff declaring a psych injury is also a sufferer of violence, according to panelist Michael Gaston, a Extended Beach, California-primarily based attorney with the law agency Cipolla, Calaba, Bhatti & Hoyal.

A lot of personnel comp psych promises are the consequence of an worker indignant with a supervisor or the employer, spurring a assert that their psychological health and fitness was influenced by an incident or the way the worker feels he or she is handled, he reported. 

Bullying is also on the increase, in accordance to panelist Jeffrey Adelson, general counsel and co-handling shareholder at Adelson McLean APC in Newport Beach front, California, who stated for the duration of a session Wednesday that for the reason that there is no different lawful induce of action for bullying in the workplace that some promises for harassment and other incidents are finding their way in employees comp.

However many promises are the final result of “the supervisor undertaking their job. And if that’s the case, as lengthy as supervisors are acting in great faith, you must protect,” stated Mr. Gaston.

But, “psych promises are complicated to defend for the reason that they are subjective,” he mentioned, incorporating that the bar is clear for compensability: claimants in California, for instance, ought to be diagnosed with a psychological ailment by a health care provider, he reported.

“It’s acquired to be a psych dysfunction staying mad is not a psych dysfunction,” Mr. Gaston mentioned. 

Investigating statements is also crucial, in accordance to panelists, who explained a worker’s mental historical past — even that which occurred during childhood — can turn into aspects and are crucial to document, he explained.

Professional medical documentation and reviews are another avenue for investigating a assert.

Panelist Ron Heredia, a psychologist and director and founder of Los Angeles-based mostly Superior Temper Authorized, which specializes in examining psych reports in insurance coverage promises, reported in a session Wednesday that most clinical reviews are missing crucial components.

For instance, a doctor will give a subjective opinion — asserting that the worker is “depressed” — with no displaying in notes observations that point out despair, Mr. Heredia stated.

“Every psych report in function comp needs to represent sizeable professional medical proof,” he included. “In the 22 several years I have been looking through psych reviews published by other psych medical practitioners, I see that the vast the greater part do not constitute sizeable health care evidence” for workers comp compensability.

 

 

 

  

 

 

 

 

 

Social factors weigh heavily among comp claimants

Social factors weigh heavily among comp claimants

DANA Issue, California — Societal things this kind of as poverty, housing insecurity and deficiency of education can appreciably have an impact on the consequence of a personnel payment declare, as this kind of aspects — recognized as the “social determinants of health” — are normally boundaries to restoration.

As a great deal as 80{1b90e59fe8a6c14b55fbbae1d9373c165823754d058ebf80beecafc6dee5063a} of the end result of an individual’s wellness is linked to aspects linked to an harmful atmosphere, and a perform personal injury can launch a chain of functions that can hinder return to get the job done, according to panelist Rafael Gonzalez, a spouse at Charlotte, North Carolina-centered Cattie & Gonzalez PLLC and a panelist talking at the Workers’ Payment & Possibility Meeting on Wednesday.

When you have an damage, “all hell breaks loose” in an harmful ecosystem, he mentioned. “We see that in our promises. Are they ready to fork out rent now? Simply because if they are not, then they are not spending interest to their assert. They are entirely centered on, ‘I just shed the roof over my head.’”

Panelist Chad Beinschroth, Winchester, California-based promises supervisor at amenities administration firm ABM Industries Inc., reported the decline of earnings that arrives with an damage is normally the No. 1 problem amid hurt personnel that loss of income and capacity to operate sets off the “chain reaction” that has an effect on housing and economical protection.

And the staff comp field is catching on, said panelist Debra Livingston, Tampa, Florida-centered CEO at ReEmployability Inc., which provides return-to-do the job expert services for injured personnel.

“In comp, we’ve uncovered that whole particular person recovery prospects to shorter assert length,” she claimed, including that the pandemic assisted thrust the discussion on so-referred to as SDOH more.

In the pandemic, “we observed that those at larger threat for mortality and health and fitness troubles experienced challenges with obtain to care, and a large amount of those people SDOH groups,” this sort of as schooling, housing and money, she explained. 

“These are the problems in which individuals dwell find out, do the job and participate in that have an effect on their day by day lives that impacts their wellness and their quality of everyday living,” she added. In personnel comp, that can translate into missed types or missed appointments, she claimed. “Asking why” can be the first phase in knowing what is likely on in an wounded worker’s lifestyle exterior of the damage, she included.

Request “why they did not exhibit up to a doctor’s appointment, why they did not cooperate with return to perform. Why are they not using that medication? Talk to them why,” she reported. “There could be a plethora of reasons.

She recalled the tale of a mate who needed to program surgical treatment, which she experienced postponed for a few months for the reason that of necessary operate travel and childcare difficulties. “What if that was an wounded worker who couldn’t plan the operation when they were advised they experienced to have it? They would be threatened to reduce off their positive aspects, correct? And that’s so unfair. It form of goes again to that full human being,” Ms. Livingston claimed.

Statements handlers who know much more about an injured worker’s existence and life difficulties can enable make offered group sources for the hurt employee, who could not understand that he or she could be qualified for authorities gains such as disability or social stability, the panelists discussed.

However, pinpointing social challenges at the onset of a claim is a shortcoming in the comp sector, in accordance to Mr. Gonzalez, who proposed a option.

The federal plans Medicare and Medicaid now need billing codes — acknowledged as “Z codes” – to doc SDOH challenges, these as homelessness, divorce, loss of life in the family, or romantic relationship problems. Workers comp insurers can start out necessitating such professional medical codes in promises as a way for the promises professionals and employers to collect a finish photo of the wounded employee, he said.

“This is evidently a huge change in our workers comp world… But we know that it exists in a different spot,” he reported. “Can we go learn about that, and borrow some of individuals factors and carry them below?”

 

 

 

All eyes on cyber: The celebrity of commercial insurance

All eyes on cyber: The celebrity of commercial insurance

Several elements have contributed to the surge in ransomware incidents, which includes the COVID-19 pandemic and the mass scramble to change total workforces to a distant established-up with ongoing accessibility to corporate networks.

The emergence of ransomware-as-a-company (RaaS) has also played a aspect. With RaaS, criminals can purchase ready-manufactured and rather inexpensive malware on the dark internet, which they can then use to goal victims with either a ‘spray and prey’ or a much more focused approach. Some hackers are utilizing extra complex techniques, these kinds of as double and triple extortion strategies, to assure their ransomware assaults crank out as significantly money obtain as feasible.

Examine upcoming: Most current Lloyd’s cyber mandate spurs “grey location” fears

The larger the decline, the catchier the headline: Company PAYS $40 MILLION CYBER RANSOM – that’s definitely likely to score a number of clicks, and it retains all eyes on cyber insurance policies due to the fact $40 million is no compact sum.

The surge in ransomware assaults has, in turn, equated to some really intense cyber insurance plan promises, ruining the loss ratio of the industry, and forcing insurers to respond by rising premiums, limiting capability, and introducing strict underwriting and chance management specifications.

Basically, cyber insurers have experienced to make “corrections” to their methods, which normally lead to long-expression advantages but quick-expression stress for insureds. That has stored the field in the headlines even far more so. Think about looking at this: DISTRICT Faculty BOARD Experiences WHOPPING 334{1b90e59fe8a6c14b55fbbae1d9373c165823754d058ebf80beecafc6dee5063a} Boost IN CYBER Insurance policy Premium. That was an real headline in the United States in January this year.

Before cyber coverage, a 300{1b90e59fe8a6c14b55fbbae1d9373c165823754d058ebf80beecafc6dee5063a} charge maximize was fairly substantially unheard of. It’s no wonder that this was picked up by mainstream news reporters, versus 5-10{1b90e59fe8a6c14b55fbbae1d9373c165823754d058ebf80beecafc6dee5063a} high quality increases in other lines of business coverage.

Now, the cyber insurance policies market is showing indications of stabilization following two decades of extreme volatility – but there are usually new threats to contend with. When Russia invaded Ukraine in February 2022, there was a normal expectation that the conflict could direct to a rise in condition-backed cyberattacks, not just in japanese Europe but in nations about the globe relying on their allegiance.

This resulted in nevertheless another headline grabbing moment for cyber insurance policy, when Lloyd’s of London introduced a new cyber mandate that will require its insurance teams to exclude “catastrophic” nation condition cyberattacks from stand-alone cyber insurance plan guidelines from March 31, 2023.

This go by the world’s oldest insurance coverage marketplace is meant to guarantee that cyber insurers are evidently stating what they will and will not protect. It displays a increasing craze in the marketplace to tighten the phrases and disorders in cyber insurance coverage insurance policies in response to the at any time-evolving character of the cyber possibility landscape, the soaring price of ransomware, and significantly arduous regulatory controls all over the world.

Browse much more: A lot more than 100 top rated voices in cyber unite for skilled summit

The Lloyd’s announcement – not the to start with time the sector has pressured individuals to supply clarity on cyber exposures – has triggered a flurry of suggestions from the industry, with numerous expressing concerns in excess of the situation of attribution for cyberattacks, and the problem of deciding regardless of whether an assault is nation-state backed or just a felony group affiliated with a country.

I’m not surprised Lloyd’s has created this move, thinking about the current point out of the cyber insurance plan sector and the important geopolitical volatility, but I definitely really do not anticipate to see too numerous headlines together the lines of: UTILITY Huge FALLS PREY TO State-BACKED CYBERATTACK. For that reason, I really do not expect this move to have as well fantastic of an impression. Rather, I think it is basically a well timed “tidying up” of the wording in cyber insurance policy guidelines.

I would be remiss if I didn’t admit some far more constructive headlines in cyber coverage. Very first: THE CYBER Insurance policy Market place IS Increasing Speedily. Fitch Ratings not long ago approximated the cyber insurance industry has $8 billion to $10 billion in gross written quality, as is anticipated to access up to $22.5 billion by 2025, as desire for protection expands with recognition of threats.

Second: INNOVAITON IS RIFE IN CYBER Insurance plan. Sure, threat actors are continually altering their tactics, but cyber insurers are responding with equal gusto. The amount of development the sector has produced in the previous 5 decades around cyber possibility mitigation, protection controls, community scanning and defense equipment, and around coverage wording and pricing is just astounding.

It often feels like cyber criminals are just one move in advance of the match. That’s 1 of the causes why cyber insurance has this celebrity-like status. It is generally in the highlight due to the fact there’s always a new risk or possibility for insurers to contend with – but all in all, I feel the market’s accomplishing a great job.   

Industrial robot safety under scrutiny

Industrial robot safety under scrutiny

The growing use of industrial robots by companies in the automotive and other sectors has helped increase total productiveness and place of work protection, but companies want to evaluate the hazards of specific robotic programs they deploy to make sure satisfactory safety protections are in put, professionals say. 

Collaborative robots, recognised as cobots, that interact right with personnel in a shared workspace are turning into extra extensively utilized at producing facilities and require close checking and excess notice to safety.

Amazon.com Inc.’s use of robots in its warehouses in the latest a long time has appear below scrutiny, with assessment of U.S. Occupational Protection and Health and fitness Administration details by various information companies suggesting a larger price of severe accidents amongst its personnel at destinations where by robots are deployed. 

And a scenario in which a robot broke a 7-12 months-previous boy’s finger whilst they were playing chess during a match in Moscow in July illustrates how conversation concerning a robotic and an individual in shut quarters can final result in harm.

A University of Pittsburgh study launched in July uncovered that robots could minimize place of work damage prices but pointed out that personnel uncovered to robots are extra most likely to experience adverse psychological well being results. 

The belief is that there is greater effectiveness and better productivity when human beings and robots do the job with each other, stated Brian Kramer, producing field apply direct at Hartford Monetary Solutions Group Inc. in Hartford, Connecticut.

There is a extensive array of robotic purposes, which includes robotic arms that stack containers on a pallet, versus a worker lifting individuals bins cellular robots that deal with inventory retrieval, instead of manual picking and carrying and cobots that complete repetitive and hazardous responsibilities, from time to time working at a top with shut precision, Mr. Kramer reported.

Robots current unique exposures, but they also reduce workplace injuries, nevertheless this can be hard to quantify, he explained.

In the earlier, robots have been intended to be cordoned off from staff, but in the past 10 decades that has transitioned to cobots and staff members operating in close proximity, claimed Daniel Hornback, Atlanta-centered workers payment/fleet LOB chief at Zurich Resilience Answers, a device of Zurich Insurance policy Team Ltd. 

Around that time, sensors and other engineering intended to avoid injuries have highly developed, “whether it’s a proximity gadget, or existence-sensing unit that is capable to realize that a human being has entered the area so (the robot) can gradual down to a risk-free or a end manner relying on how they are programmed,” Mr. Hornback explained. 

The greatest basic safety problem is an staff coming into the “envelope” or selection of the robot, mentioned Christina Villena, vice president of risk methods at Hanover Insurance Group Inc., based mostly in Worcester, Massachusetts. “If there’s not some variety of security, no matter whether it be a ground sensor or guardrail close to the robot, there can be a collision-sort personal injury with the employee,” Ms. Villena reported.

There have been some cases of employees pinned in parts by robots, but generally these come about during non-regimen tasks, these types of as through upkeep or when changes are remaining designed to the robotic, she explained.

OSHA located only 48 cases of robotic-relevant incidents in between 1984 and 2021, although Countrywide Institute for Occupational Safety and Wellbeing researchers recognized 61 robot-associated fatalities between 1992 and 2015 centered on search term lookups of the Bureau of Labor Statistics’ Deadly Occupational Injuries databases. NIOSH scientists are in the system of updating this assessment, according to a spokeswoman. 

Numerous people today do not fork out the regard to robots that they are worthy of, primarily when it will come to safety, claimed David Barry, Overland Park, Kansas-based countrywide director for casualty danger manage at Willis Towers Watson PLC.

“All robots know is to total a plan. Regretably, people today will mistakenly enter places where robots are because they really do not have the coaching and processes in put to know the lockout tag standard applies to robots,” he explained (see linked story).

Complications can also arise when the programming of a equipment is incorrect, Mr. Barry mentioned. “I’ve seen some conditions exactly where highly developed electronic security gadgets like light-weight curtains or proximity sensors or interlocks on doors will be portion of a machine approach, but will not essentially be interlinked with the robot, so someone could excursion a mild curtain and the robot will proceed with the perform course of action,” he reported.

Lots of companies struggle to make certain that their basic safety strategies and units work perfectly alongside one another to prevent a machine if a sensor is tripped, Mr. Barry mentioned.

When it arrives to workplace accidents involving robots, quite a few relate to workplace design and human interface, reported Edmund Cordova, Houston-centered senior threat regulate guide at Lockton Cos. LLC.

“If we go back again and chat about various functions, more often than not they can be attributed to human error, manage troubles, unauthorized entry, mechanical hazards and environmental dangers,” Mr. Cordova mentioned.

With cobots the method, quota and speeds with which get the job done is done velocity up, which can guide to injuries that aren’t always robotic-linked, he claimed.

There are at present no specific OSHA benchmarks for the robotics industry, although many protection recommendations and manuals are furnished on the internet, gurus reported. 

Other entities, like the American Nationwide Criteria Institute, the Worldwide Corporation for Standardization and the Robotics Marketplace Affiliation, deliver normal criteria related to robotics and basic safety.


Instruction, possibility appraisal lower claim frequency 

Employee teaching and danger assessment are vital in blocking robotics-similar place of work injuries, authorities say.

Coaching is necessary for any staff who will be operating close to robots, mentioned David Barry, Overland Park, Kansas-centered nationwide director for casualty danger regulate at Willis Towers Watson PLC. 

“You can not get for granted that everybody understands how a robotic performs, what their constraints are and what the anticipations are for protection,” Mr. Barry reported.

Staff tenure matters, said Brian Kramer, manufacturing business follow direct at Hartford Economic Providers Group Inc. in Hartford, Connecticut.

“When Hartford seems at its possess information, we know significantly less-tenured employees, those with one year expertise or considerably less, travel about a 3rd of claim frequency throughout our manufacturing portfolio. That comes down to instruction,” he reported.

Danger evaluation is also critical, Mr. Kramer claimed. Hartford’s threat engineers do the job with brands to assess the threats and prospective outcomes of deploying robots, he explained.

Robotics companies will have ideal techniques for a security and maintenance protocol for a unique type of robotic, mentioned Christina Villena, vice president of possibility remedies at Hanover Insurance Team Inc., primarily based in Worcester, Massachusetts.

Hanover also companions with third-celebration companies to assist decide finest methods when planning threat mitigation for a unique robot in a workplace, Ms. Villena reported.

“We deliver that support at no price to policyholders,” she stated.

 

 

Natural resources company can’t reopen litigation against Travelers unit

Natural resources company can’t reopen litigation against Travelers unit

A natural sources business are unable to re-open up protection litigation submitted from a Vacationers Corp. device that the Missouri Supreme Court docket has previously dominated on, a federal appeals courtroom stated Thursday, in affirming a lessen court docket ruling.

The functions of St. Louis-based Doe Operate Assets Corp., which mines, mills and smelts lead and direct concentrate, include a metallurgical plant in La Oroya, Peru, owned and operated by Doe Run subsidiary Doe Run Peru, in accordance to the ruling by the 8th U.S. Circuit Courtroom of Appeals in St. Louis in Doe Run Resources Corp. v. St. Paul Fire & Marine Insurance coverage Co.

Considering the fact that 2007, 32 lawsuits have been submitted in opposition to Doe Operate by place citizens in Peru who allege the enterprise was accountable for the release of poisonous chemical compounds such as guide, arsenic, cadmium and sulfur dioxide into the natural environment.

Vacationers unit St. Paul had issued a typical liability policy to Doe Operate with consecutive coverage durations from Dec. 31, 2005, to Nov. 1, 2007, that was subject to several exclusions, together with a air pollution exclusion.

In 2010, Doe Operate filed accommodate against four coverage firms in Missouri state court docket, then additional St. Paul to the litigation in 2012, alleging the insurance provider had breached its insurance agreement and unreasonably refused to pay its claims. It sought a declaration that St. Paul was obligated to give full coverage for protection fees and expenses in connection with the fundamental fits.

The trial court and the Missouri Court docket of Appeals ruled in Doe Run’s favor but had been reversed in 2017 by the Missouri Supreme Courtroom, which ruled that St. Paul’s air pollution exclusion “unambiguously” barred protection, and that it experienced no duty to protect Doe Run in the fundamental litigation.

9 extra lawsuits have been filed towards Doe Run right after that ruling, including just one that billed “negligent performance of a contract or endeavor,” which was based mostly on the allegation that the corporation experienced been negligent in accomplishing its services as a contractor for Doe Operate Peru.

“Believing that this new claim implicated an exception to the air pollution exclusion … Doe Run tendered a claim for protection coverage against St. Paul,” which again denied the declare, the ruling stated.

Doe Operate submitted fit in condition courtroom, once again asserting claims of breach of deal and an unreasonable refusal to spend and in search of a declaration the insurance company experienced a duty to protect it.

St. Paul taken off the lawsuit to U.S. District Court in St. Louis, which granted the insurer’s motion to dismiss and was affirmed by a 3-judge appeals court docket panel.

“Because the events remained the very same involving the two steps and there is almost nothing in the file suggesting that Doe Run did not have a comprehensive and fair chance to be read in the prior point out motion, we conclude, as did the district court, that Doe Run had ‘a whole and honest prospect to litigate’ in the prior action,” the panel claimed, in affirming the lessen courtroom.

Attorneys in the case did not reply to requests for remark.

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    For several decades we’ve referenced and prioritized our “The 3 Cs”: clients, carriers and coworkers. While this may sound like marketing speak, it’s something we discuss often and take to heart. This past year we codified another aspect that plays a significant role in our success as a company: Community. Being good stewards of the relationships with our clients, carriers, coworkers and community has created a company culture we are proud to call our own. From the top down, our people are committed to creating a workplace that offers a healthy, challenging and rewarding environment — while also offering flexibility to care for everything that matters to our “4 Cs”.




  • Coastal Wealth


    We believe Coastal Wealth is a best place to work because of our commitment and passion in what we do. We believe in the individual employee and all of his or her potential. We have leaders who train and share their knowledge in all areas of our business including estate planning, insurance, employee benefits, annuities, retirement planning and investment strategies. We promote work and family balance and encourage families to participate in all of our events. We believe in celebrating all things that are important to our people including birthdays, promotions, anniversaries, recognition in the community, etc. We strive to have the closest thing possible to a work life balance so that people can enjoy where they work and what they do .




  • Company Nurse LLC


    Virtual events, flexible hours, work-from-home options, 100{1b90e59fe8a6c14b55fbbae1d9373c165823754d058ebf80beecafc6dee5063a} employer-paid employee benefits, and a casual dress code make Company Nurse feel like home. Treating its employees like family, the company offers employees opportunities to serve the community and further their education. They show their employees love with quarterly recognition programs, LinkedIn recommendations, and the annual Kauffroath Award Program for Outstanding Service and Compassion. These internal recognition programs allow the Leadership Team to praise employees for their work and for exemplifying the Company Nurse Core Values. Team members get a chance to applaud each other on our online culture board.




  • Connor & Gallagher OneSource (CGO)


    Connor & Gallagher OneSource (CGO) provides a work environment that is conducive for employees to thrive. Every detail of our office was meant to augment the culture. Our glass offices and open layout facilitates communication and a team working environment, common space provide a place for employees to collaborate and be creative, and our cafe style lounge provides a space for employees to relax and build camaraderie. But it’s our people that make this such a special place to work. We’re a close knit group that has fun and works hard. You’ll regularly find employees going out of their way to help a co-worker. The CGO culture has played a direct role in our growth and is a big reason why we have one of the lowest turnover rates in our space




  • Continental Western Group


    A vibrant culture is key to team building which doesn’t happen overnight; nor does being a best place to work. — it takes time, patience, and dedication. Fostering the growth of a sustainable workplace culture requires an immense amount of commitment to studying and understanding team dynamics, teamwork and creating an innovative fun environment that people want to do their best and grow their career. A thriving culture provides a foundation for skill development and work/life experience. It is our CWG culture that enables us to build top performing teams delivering sustainable success. Simply put, our people enjoy what they do and desire to do their best every day because of our culture.




  • Coterie Insurance


    Coterie Insurance is not only transforming the small business insurance space, but how insurance companies are managed and led. Through core values and an emphasis on ownership, Coterie has established a unique culture that makes it a great place to work.




  • CR Solutions


    We are honored to be one of the Best Places to Work of 2022. As CR Solutions celebrates 20 years of Wrap-Up Administration, we look back on a literal paper trail of fax machine requests, snail-mail certificates of insurance, and ink pads with stamps to match. Thanks to a determined, visionary team, CR Solutions continues to be the world leader in innovating the wrap-up administration industry powered by a one-of-a-kind proprietary software system. We proudly employ the best and brightest the industry has to offer. Because of the environment that has been created at CRS, people come here to grow into themselves as leaders, entrepreneurs, experts, and visionaries. Here’s to another 20 years of CR Solutions and a team that makes it “The Best”!




  • Delta Dental of Kansas


    Delta Dental of Kansas and our subsidiary Surency offer a suite of health products and insurance services in the more than 30 states. Our mission is to improve healthcare through affordable and quality care, reduced healthcare costs and exceptional service. The foundation of our success is our incredible employees who work hard every day to provide exceptional service to our stakeholders. The reality is that a sound strategic plan and outstanding results are great but are of little use without a great culture. We strive to provide a positive company culture through employee empowerment, transparent communication, encouraged collaboration, a focus on overall wellbeing, and connection opportunities.




  • DSP Insurance Services


    Our team is a family. We support each other’s work. We show up. we dig in and get things done right.  And we treat clients the same way, because protecting your business means more than getting the best insurance plan out there. Everyone is willing to jump in and that is what makes us such a great team.




  • ECBM Insurance Brokers & Consultants


    ECBM is a family-owned, independently operated brokerage that’s been in business for over 50 years. We are honored to be recognized as a “Best in” workplace and are excited to be recognized for our hardwork to improve employee culture, morale, and professional satisfaction.




  • Employee Benefit Services of Maryland


    Employee Benefit Services of Maryland, Inc. (EBS) has been named one Business Insurance’s Best Places to Work for 2022! This award is the result of employee-based surveys and a comprehensive measurement of companies who have created exceptional workplaces through vibrant cultures, employee engagement, and awesome benefits!  EBS has proven to be an innovative company that has raised the bar in hiring and retaining the best talent. After all, it’s more than good pay and good perks – it’s also about having a clear purpose, a sense of humor and leadership that makes them all work together. EBS was founded and established in 2012 by Leo Gallagher and Ryan Sullivan, Managing Partners and is located in downtown Baltimore.




  • Falvey Insurance Group





    When you apply for a role at Falvey Insurance Group, you are becoming part of an extended family. Our employees genuinely care for one another, and believe in each other. The best part? They will tell you themselves. Not only has Falvey been ranked a Best Place to Work in the past, but has also been “Great Place to Work-Certified” which is also based on employee feedback. Some of the things are employees love are our teambuilding activities, hybrid work model, and our volunteer opportunities. Falvey is one of the best places to work in insurance, and beyond.





  • Fee Insurance Group


    We believe we are nothing without our team.  It takes us all working together to keep our company running smoothly.  Fee Insurance Group’s employees are the core of our organization.  Our values are integrity, leadership, excellence and relationships.  These values are how we serve our clients and just as important, how we work and feel about our staff and team members.  We work diligently in creating an atmosphere and environment where all four of our values are demonstrated.  They are what we expect to deliver every day to our team. We have the best employees and it is our passion to be the best place to work, because that is what they all deserve!




  • G&G Independent Insurance


    G&G is filled with people who are growth-minded, energetic, and motivated to support our clients and each other! From the leadership team to the front-line employees, everyone is incredibly supportive of each other in work and in life in general. This is the core of what makes G&G the best place to work. We continuously focus on creating the work environment that our employees want to experience and in turn they are able to produce exceptional experiences for our clients with every interaction. As we continue to grow, our leaders are committed to break through ceilings by optimizing processes, listening to employees, and challenging the way things are done today.




  • GIA Insurance


    GIA Insurance voted Best Places to Work 2022 by it’s fantastic employees!




  • Higginbotham


    Employee owned and customer inspired, Higginbotham is an insurance, financial and HR services firm that’s family to our employees, accountable to our clients, teammates to our carriers and generous to our communities. With the freedom to do what’s right, right now, the Higginbotham approach to finding solutions is more individual and less institutional. By understanding customer priorities, eliminating inefficiencies and committing to transparency while demonstrating authenticity, Higginbotham is a place that leads with values so value leads.




  • Hoffman Brown Co.


    The Hoffman Brown Team is humbled to receive this extraordinary recognition. To be considered exceptional in any field is both a privilege and honor. Our history of success is founded on the simple principle of “Doing the right thing, every day”. We consider this our responsibility and our commitment to those that put their trust in us. Each member of the HBC Team contributes to our success, and it is this sense of unity and teamwork that drives us forward. We share this award with those members of our family who have come before us and built the foundation for us to build upon. Thank you.




  • Holmes Murphy


    Holmes Murphy is the ONE. ONE of the remaining brokers of its size that remains privately held and is the perfect size – small enough to listen, but big enough to be heard. The ONE place where we try to make insurance cool, and show people how working in this industry can really make a difference. We believe we have some of the best, brightest, and most unique talent in the industry, and our employees say their top reason for wanting to stay here is the people. We believe that’s because we empower people to create their own career path, bring to the table their unique potential, do whatever is best for our clients, live out who we are through our care code, and we genuinely enjoy working alongside our team members.




  • Horton Group


    The Horton Group is an insurance, employee benefits, and risk advisory firm. They’re a values-driven organization, focused on together?ness, excellence and drive. They strive to be good for their employees, clients, communities, and  shareholders. 

    Horton takes a deep dive view of the business by having a balanced approach to growth and profitability. This is especially important for their employees – staying independent is at the heart of every business decision. Their goal is  to make this company a place where new hires wish to stay for a long time. In fact, 43 percent of employees have been with them for over five years, and 57.5 percent have been promoted over the past five years.




  • Houchens Insurance Group


    Houchens Insurance Group is proud to be a part of the largest 100{1b90e59fe8a6c14b55fbbae1d9373c165823754d058ebf80beecafc6dee5063a} employee-owned ESOP (Employee Stock Ownership Plan) in the country. In October 2021, our legacy agencies merged under one collective brand, Houchens Insurance Group, to bring together a combined 200+ years of experience in the insurance industry. HIG works each day to live out our Nobody Works Harder tagline in order to best support our clients, but also our fellow-employee owners. We work to provide our teams with unmatched, in-house, educational opportunities that contribute to the success of our clients while simultaneously providing benefit programs that are leading the industry in creative solutions to best support our employee-owners with a quality work-life balance.




  • Hylant


    Hylant is proud to be recognized among the Best Places to Work for the 14th consecutive year. We are committed to living our core values of family, hard work, honesty, empathy, and respect every day. We do this by creating a workplace that is welcoming, supportive, engaging and inclusive. As a result, we are now one of the largest privately-owned brokerages in the U.S. As Hylant enters its 87th year, we continue to seek caring people to join our family and help us make the world a better place for the clients and communities we serve.




  • IMA Financial Group, Inc.


    Based in North America, IMA Financial Group Inc. is an integrated financial services company focused on protecting the assets of its widely varied client base through insurance and wealth management solutions. Because IMA is employee-owned, its 1,700-plus associates are empowered to provide customized solutions for their client’s unique needs.




  • INSURICA – Florida


    INSURICA represents the best of both worlds in today’s work environment; a strong and thriving

    business model, coupled with a dedicated group of colleagues that are committed to its success.

    INSURICA recognizes that to remain relevant and successful in the insurance brokerage market, it

    must continue to develop and invest in its most valuable asset…its colleagues. By providing an

    excellent, comprehensive benefits package, generous paid time off, paid maternity/paternity leave,

    recognition of achievements, ongoing training and education and inspiring a dedication to community,

    both internal and external, INSURICA can attract and retain the best colleagues, ensuring its success

    for many years to come.




  • IPMG


    IPMG was founded in 1997 by president and CEO Gregg Peterson with the mission to provide the best service possible to its clients, and it remains focused on that mission to this day. Its insurance services have expanded to include wholesale brokerage, group health benefit administration, claims management, risk management, and more. IPMG’s commitment to clients is complete, as is its commitment to employees. As an employee-owned organization, IPMG strives to empower its employee owners, promote ideal work-life balance, provide a fun and engaging atmosphere, and instill a sense of pride in the organization that directly translates to providing its industry-leading service to clients. IPMG has been named a Best Place in Insurance since 2011.




  • Liberty Insurance Associates, Inc.


    Liberty Insurance Associates is very grateful for the opportunity to be part of this event and we know that we would not be here if it was not for our dedicated and professional leadership and staff who work hard to make Liberty a best place to work.  As a corporation, we are constantly looking for innovative and creative ways to service our customers and we are working alongside our staff to come up with better ways to do just that. By opening up several committees to all to join so they can get more involved in the day to day decision making process, we hope to utilize their knowledge to ensure our customers get the best possible treatment. We will continue to strive to be a best place to work.




  • LineSlip Solutions, Inc.


    A scrappy, disruptive, fast-paced tech startup might not seem like the most comfortable place to work for many in the risk and insurance industry, but for people brave enough to think outside the box, it’s an exceptional place to work. LineSlip is fully remote in a world of in-person offices; offers unlimited PTO in an industry known for long hours; and is driving the digital revolution in a space that is notoriously old-school. When people have modern tools, they are more equipped to solve modern problems. Embodying that belief makes LineSlip a uniquely great place to work.




  • Lipscomb & Pitts Insurance, a Higginbotham Partner


    Lipscomb & Pitts is an independent insurance agency that provides business, personal and group health insurance to clients across the nation. Lipscomb & Pitts is also deeply involved in the community itself, and through it’s organization called cityCURRENT, a team of community partners underwrites the cost of giving back and supporting local non-profits through 150 free, community events every year. Lipscomb & Pitts works hard, plays hard and has the best employees in the industry!




  • Lockton Companies


    Lockton is the world’s largest privately-owned, independent insurance broker and consultant specializing in risk management, employee benefits and retirement services. 

    Lockton has built its reputation by providing great service to three key stakeholders: clients, Associates and communities. The commitment to Associates means creating an environment where they feel welcome, valued and are excited to come to work. There is an intense focus on making every aspect of the Associate lifecycle (aka LocktonLife) the best it can be. With great benefits, development opportunities, rewarding work, strong rewards and recognition, community involvement, family engagement and positive work-life fit, Lockton Associates can build their best LocktonLife




  • M3 Insurance


    How do you choose a company where you can thrive in your career? A place where you don’t have to settle for either a generous benefit package or a caring work environment? A place that will be the right fit, where you can make an impact while fostering relationships and growing personally and professionally?

    At M3 it’s all possible. We’ve developed a culture and a suite of resources that support you as a whole, dynamic individual.




  • Marsh McLennan Agency


    Life at MMA starts with recognizing and appreciating that our colleagues have lives outside of MMA. We’ve built a culture that promotes well-being through robust benefit programs and resources, encourages professional and personal development, and celebrates opportunities to pursue projects and causes that are fulfilling outside of work. Colleagues can bring their whole self to work knowing that our inclusive culture welcomes diverse backgrounds and voices. As a fast-growing company, opportunities for career growth are limitless and we provide resources to ensure you have the skills, the knowledge, and the confidence to pursue your goals. Our culture is a reflection of the more than 9,000 colleagues who make MMA an amazing place to work.




  • McConkey Insurance & Benefits


    Since 1890, McConkey has provided financial security for businesses and families throughout the world. McConkey takes pride in being one of the most respected insurance and benefits brokerage firms. In addition to their traditional insurance portfolio, McConkey specializes in alternative markets offering compliance, administration, brokerage and actuarial services to businesses, groups, and associations in the form of captive programs, consortiums, self-insurance and other unique products tailored to the risk tolerance of each client. Their exceptional service platform results in unmatched client retention and unparalleled growth, while their team-based culture drives success from within.




  • MGIS


    MGIS truly is a special place to work. Employees find themselves in an environment of warm

    and friendly professionals. They expect a lot from themselves and work hard to make the

    company successful. They love the perks they get as an MGIS employee. Candidates try for

    years to get hired by MGIS. Once they are here, they value the opportunity they’ve been given

    and appreciate everything the company does for them. There is a collective feeling of

    camaraderie and appreciation. Every company talks about work/life balance, but MGIS

    incorporates that philosophy into how we do business. When our employee’s families love us,

    our employees are that much more loyal to the company. We are an extension of their family.




  • NFP


    NFP is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor that provides solutions enabling client success through the expertise of over 6,900 global employees, investments in innovative technologies, and enduring relationships with highly rated insurers, vendors, and financial institutions. NFP is the 9th best place to work for large employers in insurance, 7th largest privately-owned broker, 5th largest benefits broker by global revenue and 13th largest broker of US business (all rankings according to Business Insurance).




  • Nottingham Insurance


    Being recognized as a “best place to work” would be the culmination of an evolution of our agency from a family business that has transcended 100 years to a business that is 50 people strong. We have focused hard on self-improvement, better communication, and a stronger structure that enables our staff to receive the support they need in order to provide our clients with an exceptional customer experience. The evolution continues.




  • Obie


    Obie started with a pain point in the insurance market and has streamlined landlord insurance offering instant quotes in all 50 states, making purchasing a policy online faster than ever before. Obie gives landlords a place where insurance is transparent, and our co-founders Aaron Letzeiser and Ryan Letzeiser bring this mindset internally. From our monthly All Hands meeting touching on what is happening internally, to our Ask Me Anything meetings where employees burning questions are answered, Obie holds transparency throughout. Obie continues to strive to promote a great work-life balance, grow our employee base nationwide, constantly offer new benefits and all while reinventing the landlord insurance industry.




  • Odell Studner Group


    Odell Studner Group provides specialized risk consulting and insurance brokerage services to middle-market companies and high net-worth individuals. Our practice groups comprise temporary staffing, real estate, construction, manufacturing, human services and employee benefits, with a specialized focus on captive insurance. We develop successful business relationships by partnering with forward-thinking companies who understand that reducing risk accelerates growth and increases profitability. Odell Studner has been recognized by Business Insurance as one of the Best Places to Work for ten consecutive years. Our company hires exceptional talent and believes that success starts from within and radiates to our clients and vendors.




  • OneDigital


    President & CEO:Adam Bruckman

    Atlanta, GA

    OneDigital is the nation’s leading health, retirement/wealth, and HR advisory firm focused on empowering business growth for employers of all sizes, and has consistently led as a workplace ally for over 20 years. OneDigital’s unique ability to converge health, wealth and human resources into a hub of services and business guidance has empowered companies to create workplaces that attract and retain talent while fueling innovation and company growth. As employee health care, wellness and workplace benefits continue to shift, companies of all sizes have relied on OneDigital’s exceptional advisory teams for counsel and its adjacent services, including employee benefits, holistic HR services, employee wellbeing and pharmacy consulting, as well as the retirement and wealth management services provided through OneDigital Investment Advisors. What words do our team members use to describe OneDigital? Fun. Family. Caring. Integrity. Those words embody the spirit and drive that define our company culture. Each of us is dedicated to the overall success of the company through commitment and hard work, while the company is dedicated to its employees through positive reinforcement and work/life balance. We have a simple philosophy that if you take care of your employees, they will take care of customers and the bottom line takes care of itself. Check out what we are all about; we let our actions speak as loudly as our words.




  • Origami Risk


    Origami Risk, the preeminent risk and insurance technology platform serving all members of the risk management community has been named the “Best Place to Work”. This recognition builds on similar honors Origami Risk has achieved in the past, including a total of more than 25awards in the past decade for service excellence, innovation, workplace, and technology. This does not come as a surprise, however, as our CEO Bob Petrie says, “Origami is not only a software company, but also a talented organization that depends on the skills, enthusiasm, and creativity of the people who work here. We place a priority on finding people who can best serve customers and providing them with the culture, tools, and support they need to be successful.”




  • Philadelphia Insurance Companies


    For over 60 years, Philadelphia Insurance Companies (PHLY) has designed, marketed, and underwrote commercial Property/Casualty and Professional Liability insurance products. PHLY’s greatest assets are its’ people and believes in continued employee-investment. PHLY believes in employee development and provides a number of internal/external programs to help employees reach their fullest potential. PHLY also believes in the importance of the employee voice in shaping and improving workplace culture, through open-door policy and employee survey opportunities. PHLY’s core values stress the importance of work/life balance and to this end, PHLY provides a variety of resources to promote wellness, both in and outside the office.




  • Plastridge Insurance


    We are extremely conscious of our team’s need for work/life balance, quality benefits, need for career advancement and the importance of employee recognition.  In addition, Plastridge strives to have an environment of diversity, equity and inclusion where employees feel valued, heard and appreciated




  • Preferred Employers Insurance


    Preferred Employers Insurance has built a customer-focused enterprise by attracting the best talent to join their mission of serving California’s business owners with high-quality workers’ compensation insurance that gets injured workers back to work and back to life. Team members enjoy a work environment supported by leaders who have made it a priority to provide a psychologically safe workplace where creative ideas and rapid experiments are encouraged. The company’s culture of flexibility and work-life balance is welcoming to all. Employee development is a top priority. Managers make sure team members feel like they belong and work in an inclusive environment. The company’s success is shared through an annual profit-sharing program.




  • Prime Insurance Company


    Prime is happy to receive the “best” award and really worked to maintain the “best” in practice year over year. We do this no other way than having hard working employees that make the day to day not only successful but possible. We continue to be successful financially but also by building relationships amongst employees. We look forward to continuing this going forward.




  • Public Entity Partners


    The foundation to our products and services provided is the staff that serve our members. PE Partners has an internal motto of “members first, staff always”. The leadership team fosters a culture that focuses on staff development. Michael Fann shared, “When you take care of your people, they are better able to serve our members. Our vision is to make a difference in the lives of Tennessee public entity employees and the citizens they serve – in order to do that our staff has to be prepared, engaged, and passionate about the work we do. Over the last two years we have embarked on a strategic planning initiative, and it is not a surprise that we identified Organizational Culture as a key priority over the next two to three years.”




  • QEO Insurance Group


    QEO is dedicated to creating a positive and opportunistic environment for its employees. From the moment that an individual is approached for an interview, through the process of training, and even after being set up and established as a full time employee – that person is made to feel valuable and irreplaceable. Managers often hold group meetings to make sure that everyone in moving toward the same goals. Encouraging open communication lines and providing positive feedback and recognition create an environment that is engaging and beneficial for the employee.




  • Questpro


    Questpro is that place people talk about. We are good at finding our clients the best talent the insurance industry offers, we are trusted partner but beyond that Questpro is home as our team is our family. We respect and love each other and that shows in our work product and that this group of people truly care about each other, having that allows us to work closely with each other to make sure our clients get what they need and want!




  • Rathbone Group, LLC


    Rathbone Group is a law firm of more than 80 employees covering the US and Canada who are dedicated to subrogation. We operate largely within the framework of clear communication and expectations, teamwork and fun! This starts with our cross-functional leadership team, who meets weekly to review the events of the previous week and discuss the goals for the coming week. We use this time together to celebrate our successes, collaborate on our challenges and clarify the expectations and priorities for the week. RG employees are the true lifeblood of our organization. We appreciate their unfettered focus on the large volume of work that needs to be accomplished for our clients, and their leadership team does all they can to ensure they have the tools and support needed to succeed. Throughout the year, RG offers trainings, lunchtime learnings, education on wellness initiatives, benefits information and other employee gatherings, all of which foster an open environment where employees can learn and thrive in their roles. RG recognizes how hard everyone works for our clients and shares the belief that a workplace rooted in fun and wellness makes for a more enjoyable and well-rounded employment experience. Every Friday at RG is a “Fun-Friday” for our employees! It is a day where something extra is planned to encourage employees to relax, mingle and laugh. Enjoying these events is the common thread throughout the office, no matter the background of the employee or the stresses we encounter throughout the week. Outside of the office, employees can participate in philanthropic opportunities for Tools for Schools and fun team events like Cleveland Corporate Challenge. All of these things deepen connections and foster a true sense of teamwork amongst the RG family!




  • RBN Insurance Services


    Based in Chicago, IL, and serving clients across the United States, RBN Insurance Services is a boutique family-run brokerage that prides itself on a culture where team members are valued, respected, and given the room to do great work. Led by co-founder Bruce Scodro and his sons, Nick and Max, RBN takes its work seriously but offers a work environment where people can enjoy each other’s company, have fun, and feel a strong sense of connection.




  • Reliance Partners


    Reliance Partners is one of the fastest-growing insurance companies in the United States and a privately held top-10 provider of a wide range of insurance products and risk management services for the transportation and logistics industry. For more than 13 years, our team has driven success through collaboration. We earn our customer’s loyalty by serving as their trusted advisor, creating value year after year as an extension of their team. Our organic growth is a testament to our never-ending investment in our people and to a culture that fosters long-lasting relationships with our customers and our team. It’s the foundation of who we are.




  • Rich & Cartmill Inc.






  • Risk Strategies


    Risk Strategies is a specialty national insurance brokerage and risk management firm offering comprehensive risk management advice and insurance and reinsurance placement for property & casualty, employee benefits, and private client services risks. With over 30 specialty practices, Risk Strategies serves commercial companies, nonprofits, public entities and individuals, and has access to all major insurance markets. Ranked among the top brokers in the country, Risk Strategies has over 100 offices across North America. Risk Strategies is honored to have been named by Business Insurance as a Best Places to Work for the past four years (2018-2021).




  • Riskonnect, Inc.


    At Riskonnect, our values Pioneer, Spark, Focus, and Community guide us every day. These values unite us and bring meaning and purpose to all that we do. What differentiates Riskonnect the most is our culture of openness, honesty and mutual respect for ALL and our CEO is instrumental in setting that tone. He doesn’t shy away from difficult issues but embraces them as an opportunity to learn, grow, and inspires us to do the same. Everyone knows the state of the company and trusts our leaders to be honest and forthcoming in their communication. Weaving that integrity into the fabric of Riskonnect has been purposeful and deliberate. When colleagues genuinely like and trust each other, there is no limit on what can be accomplished.




  • Rockford Mutual Insurance Company


    Rockford Mutual Insurance Company is proud to be selected as a Best Place to Work in the Insurance Industry!  For over 126 years, RMIC has been committed to our policyholders, agents and associates.  Our growth and success has been heavily dependent on our talented associates.  We believe that providing a flexible, respectful, professional culture with a full benefit package is key to keeping our associates happy, healthy and productive.  With a diverse workforce comes the creativity to produce solutions for any issues that arise.  RMIC is committed to continuously evaluating and improving the work environment to remain an employer of choice!




  • Rockingham Insurance Company


    What makes Rockingham Insurance great? People!  

    From the bottom up and the top down…everyone matters. We belong to a unique family that cares about each other and the individuals that we serve. Through caring for others, embracing change, owning our actions, crying & laughing together, and so much more, Rockingham creates a special environment in which to work.

    Rockingham Insurance Company is a best place to work!




  • SageSure Insurance Managers


    At SageSure, we’re pioneers who deliver innovative insurance products and technology solutions in places others won’t, daring to solve the challenges underserved markets face. The reward? Endless opportunities to learn and grow—all while sharing in the financial success of our organization. But that’s not all. The best part is that we get to do it among friends. Our team is more than a group of risk-takers, fast learners, and experts; we’re also supportive, collaborative, and determined. It’s not just our culture; it’s in our DNA … it’s who we are and who we’ve always been. We are thrilled that the rest of the industry now knows what our 469 employees know.  SageSure is a Best Place to Work.




  • Sahouri Insurance Agency & Financial Services, Inc.






  • SET SEG


    SET SEG puts schools first, operates as a team, and delivers exceptional risk management solutions by simplifying the complex. Our employees are driven by these core values and the collective mission of the organization to deliver peace of mind to Michigan public schools. The company’s exclusive products and services, astute receptivity to change, insatiable appetite for improvement and growth, and dedication to solving problems makes for an atypical insurance workplace experience. The culture at SET SEG values and rewards collaboration, ingenuity, and curiosity. The company recognizes employees as whole individuals and demonstrates empathy and understanding through generous policies that offer ample flexibility, autonomy, and support.




  • Simply Business


    Simply Business is more than our name. It’s how we approach small business insurance: Make it clear. Make it simple. Make it affordable. Founded in Boston in 2017, Simply Business is a digital insurance agency offering small business insurance policies on behalf of a panel of carriers. We believe that people work more productively and imaginatively when they are free from rigid hierarchy and structures. That’s why we’re creating a meaningful and collaborative culture to help support all employees in meeting their ambitions




  • Society Insurance, a mutual company


    Serving our industry for over 105 years, Society Insurance offers top-notch insurance products & services to select businesses. 330 (and growing) employees serving nine different states call this Wisconsin-based company home. Their people, through their attention to small details, truly make a big difference and are treated as such. They are given a real opportunity to grow, succeed, and have fun while at work. Society CEO Rick Parks says, “our mission begins with the phrase, ‘We operate and exist for the benefit of our policyholders.’ Caring [for policyholders] is an attribute that only people can deliver. Surrounding ourselves with employees who have that ability to truly care for others makes for a unique and very satisfying workplace.”




  • Socius Insurance


    At Socius Insurance Services, Inc., we pride ourselves on a highly collaborative culture dedicated to providing the best coverage and service to current and prospective clients. Our 25-year history has demonstrated that this approach enables our brokers to deliver out-sized organic growth benefitting Socius as well as the broker!




  • Starke Agency


    Starke Agency has been a family-owned and operated business in Montgomery since its inception in 1929. We are committed to remaining independently owned. We consistently strive to build up and facilitate the professional growth of each team member. We do this by encouraging our open-door policy and constant communication and feedback between employees and management.




  • Starkweather & Shepley


    For 2022, our call to action is Structure for Success. We are working hard to codify Operations to ensure we are Best in Class. No stone is going unturned – we are in a ongoing phase of process improvement. We built several Executive Committees with BOD representation to analyze and enhance different aspects of our business. This forward thinking goal to improve is what we are all about. Out focus on the client experience, whether internal or external, pushes us to be better. Our staff’s role as trusted advisors ensures our ongoing impact on our clients and community. Our new DEI initiative is exciting and we are committed to growing diversity within our organization and in turn support the community goals of a more inclusive world.




  • Sterling Seacrest Pritchard


    We want to continue to live out our mission statement, To Serve people well in all that we do.




  • SullivanCurtisMonroe Insurance Services, LLC


    At SCM we work with team members to ensure they achieve their professional and personal goals through a hybrid work environment, flexible work schedules, a comprehensive benefits package, company outings, team activities and more. We have a family-oriented culture that supports our teams and celebrates our collective successes together. We have high caliber, passionate team members. We look for partners who are client-focused, solutions-oriented and drive results. The entire SCM Team embodies an outstanding work ethic, impeccable character and strong interpersonal skills. Our experienced leadership team is focused on our customers and prepared for the future. Our team members have the authority to quickly solve problems and make decisions without all the red tape and layers of management found in many consolidated national firms.




  • The Jacobson Group


    The Jacobson Group is the leading provider of talent to the insurance industry. For 50 years, Jacobson has been connecting organizations with insurance professionals at all levels across all industry verticals. We provide an array of services including executive search, professional recruiting, temporary staffing and subject matter experts. 

    Our employees are at the heart of our success. We continually seek feedback and evolve our programs and approach to best meet and support individuals’ needs. Our corporate values of integrity, commitment, teamwork, respect, professionalism, initiative and courage guide us in all we do, whether it’s providing the best talent solutions to our clients or engaging and developing our internal workforce.




  • The Partners Group


    Founded over 40 years ago, The Partners Group began as an organization committed to its employees, its mission, and its community. Today, we continue to push those metrics as a place where people want to work, as an employer of choice. We abide by our carefully distilled core values: 

    Play well with others.

    Be curious. 

    Be a champion.

    Own it. 

    Have fun and live well. 

    These points factor into decisions big and small at TPG, from new-hire interviews to mergers and acquisitions to taking an afternoon off to coach your child’s team. We are an organization that believes in our people, in our work, and in our values.




  • The Plexus Groupe


    The Plexus Groupe recognizes that the foundation of its success is through its associates. As such, a work culture has been created that is second to none. Through professional development opportunities, training, social, philanthropic and wellness initiatives led by our Culture Club, this is the beginning of the foundation that allows for the great work/life balance at Plexus. Fostering a collaborative, team-based approach, associates are supported by all levels within the company and are led by a Leadership Team that is intensely focused on providing a positive and progressive employment experience that is truly unique.




  • The Word & Brown Family of Companies


    We at The Word & Brown Family of Companies have spent more than 30 years connecting individuals, families, and businesses to industry-leading solutions in every area of health insurance and employee benefits.     Through down-to-earth, personalized service, we’ve built a reputation for providing brokers, businesses, employees, and their families with access to the people and technology to help them succeed. We call it providing Service of Unequalled Excellence –our customers call it living up to their expectations.  This level of service is only possible because of our employees. Our employees are the backbone of our organization and allow us to thrive.




  • TMNA Services LLC


    TMNA Services (TMNAS) is a shared services company delivering efficiencies and cost savings by creating innovative solutions that meet our customers’ needs. We are proud to work with some of the most prestigious insurance companies in the U.S. as a member of the Tokio Marine Group. We are headquartered outside of Philadelphia, PA with an additional 8 offices across the country. Our talented team provides actuarial, finance and accounting, information technology, internal audit, human resource, legal, and communications services.

    Customer service is our focus and teamwork is our strategy. Every day brings a new challenge, and we believe challenges are fun. We have a positive and proactive approach, and are committed to enjoying what we do.




  • Tokio Marine Highland


    Tokio Marine Highland is proud to be named one of Business Insurance’s Best Places to Work. As a leading property and casualty underwriting agency, we strive to exceed our customers’ expectations with our distinct specialty risk management solutions, including private flood, fine art, specialty property, real estate investment and lender-placed insurance. Since our founding in 1962, we have built a rich and inclusive culture where employees are valued, empowered, and provided with the opportunities to build rewarding careers. Most importantly, we remain driven by Tokio Marine’s “To Be a Good Company” philosophy – a common mission to always do right by our customers, communities, and each other.




  • Transtar Insurance Brokers, Inc.


    Transtar Insurance Brokers, Inc. handles all your transportation insurance and risk management needs with employees located across the United States. Our employees being a top priority, reflects in their service to you!. Transtar allows you to feel comfortable and secure while fueling the fire inside to accomplish more than you thought you could. This is largely due to the relationships built within the company in and out of the office. It’s a place where ego and self-interests are set aside to help the team and focus more on relationships with the clients than focusing on the numbers. By consistently crafting a formula for a successful organization, we will always alter the recipe based on the needs of our employees and consumers.




  • USG Insurance Services, Inc.


    USG is a national wholesale/broker firm leading the industry with an entrepreneurial culture with state-of-the-art systems and technology that allow team members to excel in their careers. We recognize the need for flexibility, work/life balance, collaboration, and open communication to foster an environment that allows team members to step in to their full potential. We care about our team members beyond the four walls of our business, including investing in their mental, emotional, and physical well-being through company sponsored programs.




  • USI Insurance Services


    Founded in 1994, USI has grown to become one of the world’s largest insurance brokerage and consulting firms. With more than 8,000 industry-leading professionals located across approximately 200 offices in the U.S. and internationally, USI has a passion for being different and better for its clients, communities, and associates. Boasting one of the most dynamic personal and professional development cultures in the industry, the company invests heavily in the success and satisfaction of its associates through a unique professional development platform–USI ONE®, unparalleled reward and recognition programs, and a shared commitment to diversity and inclusion, corporate sustainability and giving back to the local communities they serve.




  • VAST


    We are honored to make the Best Places to Work In Insurance list again for the second year in a row. Our employees rate us and that truly means a lot to us as our VAST blue culture is a key part of why we are successful. A recognition like this allows others to learn more about our great team.




  • Velocity Risk


    Velocity Risk is a fast-growing MGA with lofty goals. They opened their first office in 2015 and wrote their first insurance policy a few months later. Today, they employee 165 employees in three offices with additional cities represented due to remote flexibility. The one word you hear most often about why Velocity Risk is a great employer is culture. Employees join due to amazing people and great culture and stay for the same reason. The innovative, entrepreneurial spirit is also a key factor in the company’s success. Employees are encouraged to be curious and take calculated risks; find creative solutions to both old and new problems; and foster an environment of trust, innovation, and collaboration.




  • Verus Specialty Insurance


    Berkley Mid Atlantic Group offers an innovative and collaborative culture in which employees at all levels are encouraged to challenge the status quo in every aspect of their role, asking questions and initiating experiments in an effort to discover new and more efficient ways of working. The company firmly believes in employee development, and provides team members with wide range of both technical and competency-based training, preparation time and reimbursement for certifications, as well as mentoring and job-shadowing opportunities for those wishing to advance within their current job family, or gain exposure to a different area of the organization. The company culture is open, inclusive and engaging.




  • VGM Insurance Services


    VGM Insurance is an organization in the heart of the heartland. Abundant with intelligent, kind and dedicated people, we pride ourselves on finding the fun in our day, cheering each other on, and creating meaningful, memorable experiences for our customers and our employees. VGM Insurance is 100{1b90e59fe8a6c14b55fbbae1d9373c165823754d058ebf80beecafc6dee5063a} employee-owned which amplifies our family-like atmosphere and the desire to serve our clients, and each other, to the best of our ability, with the long-term in mind. We know that success starts with us, and we have the ability to create our futures here. The value that each employee receives and contributes every day is what makes VGM Insurance the absolute Best Place to work.




  • Virtus LLC


    Throughout the last year, Virtus continues to build a growing, dynamic, and specialized team focused on creating lasting positive impact for individuals and businesses across the nation. That growth has been supported by intentionally building a modern environment of flexibility, empathy and personal and professional growth while challenging the workplace status quo of an established industry.




  • West Bend Mutual Insurance Company


    It shouldn’t take a storm of biblical proportions to determine who to count on. However, one did prove that West Bend’s Silver Lining is a beacon. When a derecho hit the Midwest in 2020, we proved that “The Worst Brings Out Our Best”. We exist to provide peace of mind to our customers through sound insurance and superior service. Whether a derecho, car accident, work-related injury, house fire, or lost wedding ring, we are there for you every step of the way. Our caring culture starts from within amongst our associates, and spills over into our relationships with our independent agency partners and communities. We remain committed to excellence, integrity, and responsibility to be the property & casualty insurance company of choice.




  • White & Associates Insurance


    Established in 1976, White & Associates Insurance is a locally owned and operated insurance agency with 11 locations in West Tennessee, Missouri and Arkansas. White & Associates strives to provide a “doing more” approach to all aspects of operation, including enhancing employee job satisfaction, providing clients with innovative insurance packages and improving the communities in which we serve.




  • Worthy Insurance


    At Worthy Insurance, our mission is to help businesses nationwide find the right insurance to bring them lasting success. We encourage our team with both personal and professional development . Since 2005, Worthy has been building relationships with clients to educate them on exposures, to effectively build safety cultures within their organizations, and to protect them, their livelihoods, and their assets. We care about our employees and encourage a positive work/life balance with flexible work options including working from home and a 4 day workweek. We are building our organization for the future by streamlining processes and automating redundant tasks.